About Us

Pentagon Financial Solutions PTA (Pty) Ltd is an authorised Financial Services Provider. The company is an independent financial services group which employs a number of highly qualified financial advisors, who each individually have an average of 20 years relevant industry experience. These advisors are assisted by a dedicated team of administrative personnel and supported by the best information systems and software available in the market. As such we provide financial advice and intermediary services to our extensive client base, strictly within the conditions of our FSB licence, and in terms of the stipulations of the “Code of Conduct” of the FAIS Act. We focus on Wealth Creation and –Preservation, matching client’s needs with risk adjusted solutions.

As part of the holistic approach followed in assessing our client’s needs, we inter alia recognise the need for proper tax and estate planning and the implementation of the necessary structures and financial products to give effect to this. Pentagon Financial Solutions PTA (Pty) Ltd is licensed to provide a broad range of financial products and services, both locally and abroad, and therefore we pride ourselves in our ability to not sell products, but rather to address financial planning needs on an integrated basis. In this process, specialised investment services is inter alia provided through Associated Portfolio Solutions and estate planning and winding up of estates through APS Fiduciary Services.

Pentagon’s highly skilled team is recognised in the industry for its comprehensive financial planning abilities, as well as its extensive understanding of the economic landscape and the philosophy and process of active management. But Pentagon is, more importantly, also appreciated by long-standing clients who have had extended relationships with the respective financial advisors.

Our Team

Colla Kruger

Founding Member

Colla Kruger is a founder member of Pentagon Financial Solutions PTA (Pty) Ltd, Associated Portfolio Solutions PTA (Pty) Ltd and APS Fiduciary Services (Pty) Ltd. He is a shareholder and the Managing Director of Pentagon and APS and director and shareholder of APS Fiduciary Services.

He has a B. Iuris (S.A) degree and holds a certificate in Financial Markets.

Colla joined Old Mutual in 1988 where he qualified for the annual Top 25 agent’s award 8 times including the first year. He was also vice-president of Old Mutual’s 51 Club and Top of the Table member of the International Million Dollar Round Table.

Colla already passed the RE1, RE3 and RE5 regulatory exams required by the Financial Services Board. He holds the Key Individual position for both FSP 1722 and FSP 6949 (APS and Pentagon).

Japie Neethling

Founding Member

Japie Neethling is a founder member of Pentagon Financial Solutions PTA (Pty) Ltd, Associated Portfolio Solutions (Pty) Ltd and APS Fiduciary Services (Pty) Ltd. He is a shareholder and director of all three companies.

He has a certificate in Financial Markets.

Japie has a banking background and joined Old Mutual in 1984 where he qualified 16 times for the annual Top 25 agent’s award. He was a president of Old Mutual’s 51 Club and at the top of the table of the International Million Dollar Rand Table.

He already passed the RE1 regulatory exam required by the Financial Services Board.

Japie was president of the Life Underwriters Association of South Africa for 2 years.

Pierre van Rensburg

APS - Associate

Pierre van Rensburg has 22 years’ experience in the industry which includes his work at TMA and Investec Asset Management. Pierre is a holder of a Qualification in Investment Analysis and Portfolio Management (INVPR) at UNISA.

The last 7 years he applied his understanding of the administrative and corporate aspects of asset management to add value in his planning for individual clients.

Pierre qualified as an associated member of APS in 2008.

He already passed the RE1, RE3 and RE5 regulatory exams required by the Financial Services Board.

Leandra Botes

APS - Associate

After completing B. Accounting at the University of Stellenbosch in 2001, Leandra Botes decided that Financial Management is a more dynamic field than Audit and Tax and in 2002 completed a Honn. B. Comm in Management Accounting.

She started her career in the same year at PSG Investment Services in Pretoria (later PSG Konsult) where she gained experience in stockbroking, fund managing and wealth management for private clients.

In 2004 she qualified as a Certified Financial Planner® and an associate of APS.

Leandra already passed the RE1, RE3 and RE5 regulatory exams required by the Financial Services Board.

Max Coetzee

APS - Associate

Max joined Old Mutual during 1986 as a representative and after just one year he joined the team of top agents in 1987. He was also awarded with the status of Master Salesperson: Diamond. He decided early in his career to build a practice and today has clients that he served for more than 27 years.

Max joined ABSA brokers in 1993 in their Bankfin division. In 1997 he was the National Champion and also received one of only three dolphin awards for exceptional service to the ABSA Broker Group.

In 1999 Max started an independent brokerage, Majesco and was an associate of APS from 2006.

Max already passed the RE1 and RE5 exam as required by the Financial Services Board and also holds a certificate in Financial Planning.

Gerhard Roux

Founder member - National Pentagon Investment Management Group

Prior to 1992 Gerhard Roux followed a career in Banking where he was exposed to Corporate Finance, in which department he achieved the national first prize in marketing for being instrumental in the discounting of lease – contracts.

Thereafter he specialised in Investment Management becoming a Director of Professional Project Facilitators (Pty) Ltd, the latter being one of the first financial service providers to register with the FSB. In 1999 he was a founder member of the national Pentagon Investment Management Group where he acted as executive Director for Marketing.

Gerhard followed a Business and Management Development Program at the University of Pretoria’s Post Graduate Business School and holds a certificate in Financial Markets(Wealth Management).

He already passed the RE1 regulatory exam required by the Financial Services Board.

Calvin Kruger

Investment Advisor

Calvin Kruger is a goal orientated investment adviser working as a representative at Pentagon Financial Solutions.

He completed his B Comm (Economics) degree at the University of Pretoria and completed his post graduate diploma in Financial Planning through the University of Stellenbosch.

He already passed the RE1, RE3 and RE5 regulatory exams required by the Financial Services Board.

He has experience in the investment advice and management industry and has excellent problem-solving skills.